おススメ①~住信SBIネット銀行

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住信SBIネット銀行は、住友信託銀行とSBIが設立したインターネット専業の銀行で、特にその住宅ローンの金利が安いことから注目を浴びています。

 

変動金利 0.875%

 

固定金利 5年 1.57%、10年 1.72%、15年 2.24%

 

上記金利は業界最安金利であることは言うまでもありません。

それではこの住信SBIネット銀行に死角がないのかきちんと検証してみたいと思います。

 

問題点① 返済口座

 

住信SBIネット銀行の口座からの口座振替しか選択できないことから、毎月メイン口座から振り込みをしなければいけません。

通常の銀行と違い、店舗やATMもないため、やや使い勝手は悪いのかもしれません。

 

よい点① 繰り上げ返済1円から手数料0円

 

一般の多くの銀行では繰り上げ返済について手数料を取られるケースが多いですが、住信SBIネット銀行の場合は手数料が0円と使い勝手がよいです。

 

良い点、悪い点などを見ても、総合的に金利の安さは魅力です。

おススメであることに間違いはありません。

 

 

住宅ローンの借り換えで〇円リフォームができる?

 

コメント(1)

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このブログ記事について

このページは、fhidechanが2011年9月 2日 00:39に書いたブログ記事です。

ひとつ前のブログ記事は「住宅ローン借り換えの金利比較ランキング1-3位」です。

次のブログ記事は「おススメ②~新生銀行パワースマート住宅ローン」です。

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